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Privacy Policy

Privacy Policy 
 
This Privacy Policy ("Policy") applies to www.5talentsadvisors.com, and 5 Talents Advisors ("Company") and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include 5 Talents Advisors. The Company's website is an informational site. By using the Company website, you consent to the data practices described in this statement. 

 

WHAT DOES 5 TALENT ADVISORS, INC. DO WITH YOUR  PERSONAL INFORMATION?
 

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

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WHAT?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:  

  • Tax Identification Number, Date of Birth, Telephone Number and Address 

  • Annual Income, Tax Bracket, Account Balances and Transaction History

  • Net Worth, Assets and Employment History 

When you are no longer our customer, we continue to share your information as  described in this notice.

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HOW?

All financial companies need to share clients’ personal information to run their  everyday business. In the section below, we list the reasons companies can share  their clients’ personal information; the reasons 5 Talent Advisors, Inc. chooses to share; and whether you can limit this sharing. 

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How does 5 Talent Advisors, Inc. Protect my personal information 

 

To protect your personal information from unauthorized  access and use, we use security measures that comply with  federal law. These measures include computer safeguards  and secured files and buildings.

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How does 5 Talent Advisors, Inc. collect my personal information?

We collect your personal information, for example, when  you 

• Provide your personal information  

• Seek Investment Advice 

• Complete an Application  

We also collect your personal information from others,  such as credit bureaus, affiliates, or other companies.

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Why can’t I limit all sharing? 

Federal law gives you the right to limit only  

• Sharing for affiliates’ everyday business purposes-information about your creditworthiness

• Affiliates from using your information to market  to you 

• Sharing for non-affiliates to market to you State laws and individual companies may give you  additional rights to limit sharing. 

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Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.  • 5 Talent Advisors, Inc. does not share with  affiliates so they can market to you. 

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Non-affiliates 

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.  • 5 Talent Advisors, Inc. does not share with any  non-affiliates so they can market to you. 

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Joint Marketing 

A formal agreement between nonaffiliated financial  companies that together market financial products or  services to you.  

• 5 Talent Advisors, Inc. does not jointly market. 

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Use of Cookies 
The Company's website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. 

Email Communications 
From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. 
 
If you would like to stop receiving marketing or promotional communications via email from the Company, you may opt out of such communications by clicking unsubscribe in emails. 
 
Changes to This Statement 
The Company reserves the right to change this Policy from time to time. For example, when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive a notice by sending an email to the primary email address specified in your account, by placing a prominent notice on our 5 Talents Advisors, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by that Policy. 
 
Contact Information 
The Company welcomes your questions or comments regarding this Policy. If you believe that the Company has not adhered to this Policy, please contact the Company at: 
 
5 Talents Advisors  

genetabb3@5talentsadvisors.com

530-677-4975


jjay@5talentsadvisors.com
916.960.4080
 
Effective as of March 14, 2025 
 

Yes

No

Reasons we can share

your personal information?

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​Does 5 Talent Advisors, Inc.

share?

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​Can you limit this sharing? 

For our everyday business 

purposes - Such as to process  your transactions, maintain your  account(s), respond to court  orders and legal investigations,  or report to credit bureaus

Yes

No

For our marketing purposes - To offer our products and  

services to you

Yes

No

For Joint Marketing with  other financial companies 

No

We Don't Share

For our affiliates’ everyday  business purposes - 

Information about your  

transactions and experiences

For our affiliates’ everyday  business purposes 

Information about your  

creditworthiness

We Don't Share

No

For non-affiliates to market

to you

We Don't Share

No

Terms of Use

Terms and Conditions 
The 5 Talents Advisors website (the "Site") is comprised of various web pages operated by 5 Talents Advisors. Information is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of this website constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference. 
 
www.5talentsadvisors.com is an informational Site. 


Privacy 
Your use of  this website is subject to 5 Talents Advisors's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices. 
 
Electronic Communications 
Visiting www.5talentsadvisors.com or sending emails to 5 Talents Advisors constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing. 
 
Children Under Thirteen 
5 Talents Advisors does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.5Talentsadvisors.com only with permission of a parent or guardian. 
 
Links to Third Party Sites/Third Party Services 
www.5talentsadvisors.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of 5 Talents Advisors and 5 Talents Advisors is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. 5 Talents Advisors is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by 5 Talents Advisors of the site or any association with its operators. 
 
Certain services made available via www.5talentsadvisors.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the www.5talentsadvisors.com domain, you hereby acknowledge and consent that 5 Talents Advisors may share such information and data with any third party with whom 5 Talents Advisors has a contractual relationship to provide the requested product, service or functionality on behalf of www.5talentsadvisors.com users and customers. 
 
No Unlawful or Prohibited Use/Intellectual Property 
You are granted a non-exclusive, non-transferable, revocable license to access and use www.5talentsadvisors.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to 5 Talents Advisors that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. 
 
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of 5 Talents Advisors or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. 
 
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. 5 Talents Advisors content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of 5 Talents Advisors and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of 5 Talents Advisors or our licensors except as expressly authorized by these Terms. 
 
International Users 
The Service is controlled, operated and administered by 5 Talents Advisors from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the 5 Talents Advisors Content accessed through www.5talentsadvisors.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations. 
 
Indemnification 
You agree to indemnify, defend and hold harmless 5 Talents Advisors, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. 5 Talents Advisors reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with 5 Talents Advisors in asserting any available defenses. 
 
Arbitration 
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions. 
 
Liability Disclaimer 
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. 5 TALENTS ADVISORS AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. 
 
5 TALENTS ADVISORS AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. 5 TALENTS ADVISORS AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. 
 
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL 5 TALENTS ADVISORS AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF 5 TALENTS ADVISORS OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. 
 
Termination/Access Restriction 
5 Talents Advisors reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section. 
 
You agree that no joint venture, partnership, employment, or agency relationship exists between you and 5 Talents Advisors as a result of this agreement or use of the Site. 5 Talents Advisors's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of 5 Talents Advisors's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by 5 Talents Advisors with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. 
 
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and 5 Talents Advisors with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and 5 Talents Advisors with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English. 
 
Changes to Terms 
5 Talents Advisors reserves the right, in its sole discretion, to change the Terms under which www.5talentsadvisors.com is offered. The most current version of the Terms will supersede all previous versions. 5 Talents Advisors encourages you to periodically review the Terms to stay informed of our updates. 
 
Contact Us 
5 Talents Advisors welcomes your questions or comments regarding the Terms: 
 
5 Talents Advisors 
  

genetabb3@5talentsadvisors.com

530-677-4975


jjay@5talentsadvisors.com
916.960.4080



 
 

 
Effective as of March 14, 2025 

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